The purpose of this blog is to help young people with common questions with personal finance including investing, saving, managing money, buying insurance, buying a house, and choosing a credit card.

Lifelock Reviews

By admin | September 27, 2007

If you are in the market for an identity theft protection program, it’s in your best interest to check out Life Lock. Life Lock is a proactive program, not a reactive one that’s going to wait for something to happen to you. It is going to constantly be monitoring your identity for your ongoing protection.

Life Lock is currently the number one identity theft prevention program in the United States and for good reason. In fact, the CEO of Life Lock is so sure that this program will protect you that he has stated his own personal social security number on various forms of media including the radio, Internet and television. Read the rest of this entry »

Topics: personal finance, insurance | No Comments »

Equifax Credit Bureau Review

By admin | September 24, 2007

If you’re looking to get an online credit check done, Equifax.com is likely one of the options you are considering.

Probably one of the more popular online credit reporting sites, Equifax offers a lot of positive benefits to its customers.

Equifax has been providing informative solutions to businesses and consumers for over 107 years now so you know it isn’t going anywhere. This company has been around for a very long time and will stand behind its offers. It currently serves individuals all around the world and has an annual revenue of over $1.4 billion dollars.

The company has a strong focus in strategic growth, product development and technological innovation. This is what helps them deliver the best benefits to consumers and ensure that you are getting your needs met.
Read the rest of this entry »

Topics: personal finance | No Comments »

FreeCreditReport Review

By admin | September 22, 2007

If you’re currently on the hunt for a free, quick way to learn about your credit rating, you might want to check out Freecreditreport.com. Made for those who don’t have a lot of money to spend on getting their credit - since spending more money very well could increase their debt load, it offers many advantages.

As soon as you place your order for your free credit report, you’ll also begin your free trial membership with their ‘Triple Advantage Credit Monitoring’ system. They are almost certain you will find this membership to be highly beneficial, but if you don’t, there should be no worries because you can simply cancel the service within 30 days and there will be no cost incurred to you.

Read the rest of this entry »

Topics: personal finance | No Comments »

Zecco Review

By admin | September 21, 2007

If you’re looking to get started with online trading or if you are already an experienced trader, Zecco.com may be one site you are considering using.

With the multitude of various options out there however, it can be hard to determine which one is right for you. The following are some of the key benefits you’ll get when you decide to go with Zecco.

First off, probably one of the key benefits of Zecco.com is that it’s FREE to start. They will offer you up to 10 free market/limit trades per day just for choosing them. Do note however that you have a maximum with those free trades of 40 per month so you can’t trade that many every single day.

Read the rest of this entry »

Topics: stock market | No Comments »

The Best Credit Reporting Site

By admin | September 16, 2007

If you’re looking to get a detailed credit report done, you’re going to want to make sure you’re going to the right place. There are a variety of different online websites that will offer you a credit report but not all will be offering the same thing.

The trick is knowing what you need and then finding the site that’s going to cater to you the best.

Below are a few of the common credit report websites and what they have to offer.

Read the rest of this entry »

Topics: credit cards | No Comments »

How To Choose A Financial Advisor

By admin | September 16, 2007

Becoming more serious about your financial life is always a good move. More and more it is becoming increasingly important to start thinking about your savings at a young age so that you can afford to retire in comfort later on in life.

For many people, this means consulting with a financial advisor. Unless you have the time to do plenty of research on your own and learn the various aspects of investing and saving, consulting with a professional is a good move.

There are things you do need to know about however to ensure you are making smart decisions when choosing who you wish to speak with.

Read the rest of this entry »

Topics: personal finance, investing | No Comments »

The Best Discount Stock Broker

By admin | September 16, 2007

When you’re on a search for online discount stock brokers, there are various things that you should keep in mind. Below is a list of the more common stock brokers and what their pros and cons are.

Zecco

You’ll find stocks, options and no-load mutual funds on this site. There is no fee for market or limit orders (up to 40 trades per month or 10 per day) and mutual funds have a rate of $10.00. Options are $3.50 per trade plus an additional $0.60 per contract.

You can open an account for free however if you are looking for a margin account you will need $2000 to begin with. There is no fee if you are inactive and it accepts funding by ACH.

Read the rest of this entry »

Topics: stock market, investing | No Comments »

10 Tax Deductions You May Not Know About

By admin | September 15, 2007

It’s important to be fully aware of all the tax deductions you could be making because if you aren’t, you could be missing out on a lot of money! Far too many people just drop their tax forms off at the accountants without giving it a second thought.

In some cases there could be a big tax deduction that you are neglecting to make that could significantly affect how much you should be paying.

Here are ten big ones that some individuals forget.

1. High Medical Costs

If you have medical expenses that are higher than 7.5% of your AGI (adjusted gross income), you can deduct your contacts, eyeglasses, hearing aids, prescription medications and equipment expenses. Even more, if you are self-employed, you can deduct 100% of your health insurance premiums above the limits of your AGI.

Read the rest of this entry »

Topics: personal finance | No Comments »

10 Mistakes To Avoid When Starting to Invest

By admin | September 15, 2007

When you are first starting out and thinking about investing, there are some key mistakes that you will want to avoid.

If you don’t know a whole lot about the world of investing, relax because most individuals don’t at the beginning. Setting yourself up an appointment with a good investment advisor can be one of the smartest moves you can make when it comes to securing your financial future.

In the meantime, here are some additional factors to consider.

1. Waiting Too Long

The sooner you can start investing in life, the better. Even if you can only put away $20 a month, don’t let this stop you from starting NOW. It really can be amazing how a little money can build to a large sum over time.

Read the rest of this entry »

Topics: investing | No Comments »

What is the Right Amount of Car Insurance ?

By admin | September 15, 2007

After the hunt for a new car ends, then you have to decide how much insurance you are going to put on it. While in most states it is illegal not to carry any coverage at all, most of the times you can choose how much you want to carry based on your own individual needs.

At the very bare minimum, you likely will need to have bodily injury liability coverage as well as property damage liability coverage. The amounts of coverage themselves can vary once again however you must at least have some.

After that, in some states or regions you will also need to have minimum amounts of personal injury protection as well as uninsured motorist coverage.

The important thing to consider however is that if you only purchase the minimum amounts needed in all of these coverage areas, that may satisfy all the legal requirements that come with having a vehicle however it most likely will not satisfy what you need in order to feel safe driving your car on the road.

Read the rest of this entry »

Topics: insurance | No Comments »

« Previous Entries Next Entries »
Feed

About Me

Put something about you here by editing the right sidebar.

Blogroll

Search