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Sharebuilder Reviews
By admin | September 30, 2007
If you’re just starting out in the investment process, Sharebuilder.com might be the perfect site to help ease you into the game. Sharebuilder.com is an online investing site for those who aren’t all that familiar with the process of investing yet and want a little bit of a helping hand. They offer a variety of tools and services that you can use to help create your own successful investing plans. Furthermore, they also allow you to build savings plans as well, therefore providing a really great all-inclusive service in the area of personal finance.
So what all does Sharebuilder.com have to offer you? As you’ll see, the options are plentiful.
Investment Accounts
Probably the main attraction that draws users to their site, the investment accounts they offer help you set-up investment portfolio’s, buy shares of stocks and conduct research on a variety of companies. This is beneficial because as any successful investor knows, research is the key to building a portfolio that will earn you a significant income.
Credit Cards
You’ll also have the option to use Sharebuilder.com’s credit card services. They offer cards through First USA, which include a one percent cash back bonus that will be added to your Sharebuilder.com account. If you’d rather have a different option, they also offer a card that comes with no cash back however does not charge interest for the first twelve months.
Insurance Options
Sharebuilder.com offers insurance options for those who would like them. You can find auto, medical, renters, life and home owners insurance all through this single site. This makes managing everything so simple and straightforward.
Credit Reports
Looking for a credit report? Sharebuilder.com has those too. They offer credit check services to their customers through their association with Equifax. This will save you the time of having to go and deal with Equifax directly when you want to see where you stand in terms of your credit rating.
Loan Services
If after you’ve received your credit check you’ve decided to take out a loan, Sharebuilder.com can help with that as well. They offer home, auto, home equity and refinancing options for those who need money quickly.
Tax Services
Finally, to complete their offering of financial services, when it comes time to get your taxes done, look no further than Sharebuilder.com as they have a partnership with H&R Block to provide this service to you.
Now, you’re probably wondering how much all of this costs.
There are three different membership levels you can get when you go to Sharebuilder.com: Basic, Standard and Advantage.
Most of those signing up will start with the basic membership level because it’s the cheapest so this way they can have a good look at the site before investing too much money into it.
This level has no monthly subscription costs but you should be aware that the fees for making investments are slightly higher than the other two levels. If you’re making automatic investments, it will cost $4.00 per trade, while market orders will be $15.95 and limit orders will be $19.95. IRA management costs an additional $25 per year for basic membership customers.
If you’re ready to bump this up however, then you can go to a standard membership, which as a monthly fee of $12, however then, automatic investments will not cost you anything for the first six times you trade per month. After those six trades, then you get charged $2.00 per trade. Both the limit and market orders are also reduced by $1 per trade and you are offered IRA’s for free.
Lastly, if you’re ready to become an Advantage member, then you will get charged $20 per month as a subscription fee but this will come with 20 free automatic monthly investments each month and market orders will be reduced to $11.95 and limit orders down to $14.95. You’ll also receive a gain and loss tracker, free investment advice and tax tips along with IPO notification. For the serious investor, this is likely the best option.
So whatever you are looking for, you can be sure that Sharebuilder.com has you covered. With its wide variety of services, it’s no wonder it’s one of the leading online sites for investing and finance management.
Topics: personal finance, investing, insurance, credit cards |
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