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Lifelock Reviews
By admin | September 27, 2007
If you are in the market for an identity theft protection program, it’s in your best interest to check out Life Lock. Life Lock is a proactive program, not a reactive one that’s going to wait for something to happen to you. It is going to constantly be monitoring your identity for your ongoing protection.
Life Lock is currently the number one identity theft prevention program in the United States and for good reason. In fact, the CEO of Life Lock is so sure that this program will protect you that he has stated his own personal social security number on various forms of media including the radio, Internet and television.
So you’re probably wondering what Life Lock is all about and how it is going to go about protecting your identity.
How it works is you enrol in the program and then all of the four major credit bureaus will be contacted and locks will be placed on your credit reports. This ensures that no one gets their eyes on them without your awareness. You’ll also receive credit alert letters from all four of these bureaus along with a copy of your current credit report.
They will also contact credit card companies and request that they stop sending you pre-approved credit card offers as this only increases your chances of suffering from identity theft.
Your address will also be taken off public mailing addresses to limit the amount of junk mail you receive, further improving your protection. What happens when you get a large volume of unsolicited mail is that thieves can get a hold of some of this mail and if any personal information happens to be listed inside, you will then be at risk. By eliminating the mail altogether, you stop the problem dead in its tracks.
Once this entire process is complete, then the protection begins. If at any point credit has been requested in your name, you will immediately be notified and only you will be able to authorize that your information is given out. This ensures that thieves are not able to have your information sent to third parties.
As part of their service, if you happen to need professional assistance from an attorney or a credit counsellor because of a problem with their system, they will fully cover any expenses you incur. Do be aware however that LifeLock will be hiring professionals to assist you and will not cover any fees you are charged from professionals you hire yourself.
If something does happen and your identity is stolen while you are a client of Life Lock’s, they are going to ensure everything is put back right. They will spent up to one million dollars to fix the damage that has been and restore your good name. Whether this calls for investigators, accountants, case managers or whatever else you need, you can be sure they will fix the problem to your satisfaction.
Further, any money you lose because of this identity theft occurrence you will be fully reimbursed for by LifeLock.
So how much are you going to pay for all of this?
The great news is this service is very affordable! Adults will be set at a price of $10 per month or $110 per year and kids under the age of 16 are priced at only $25 additional dollars per year when enrolled with an adult.
You may not think it is important to have kids protected however this is not the case. Kids and students are just as likely to suffer from identity theft and if it is stolen, they could suffer severe problems because know one would find out until they turn 18. By that time the thieves could have done a great deal of damage, some of which could be virtually irreversible. Make sure you don’t neglect the protection of any kids you have.
So regardless of your age, income level or gender, it is a good idea to protect your identity. Thieves go after a wide variety of individuals so don’t let your life be put at risk. Get protected today.
Topics: personal finance, insurance |
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